If you want to purchase a home but are unsure about the current market and the potential impact such a large investment will have on your finances, RP Funding CEO and host of the Money […]
Many borrowers are confused about what can help or hurt them when it comes to their credit. One Money Minute viewer asks, “Is it a good idea to completely pay off my credit card balance each […]
RP Funding CEO and host of the Money Minute radio show, Robert Palmer regularly uses his financial expertise to answer viewer questions and offer valuable advice on money saving tips and personal finance goals, as […]
Have you been a victim of credit or debit card fraud? One Money Minute viewer reached out for help. She writes, “My husband and I have the same bank and have had multiple fraud charges […]
Sometimes, even the best of us need help — but when it comes to your finances, is it worth the cost?
With the rapid fall of the national economy still fresh in the minds of many […]
Having a good credit score is important for consumers in the market to make a large purchase, such as a home or a car. However, the variety of different credit scores can confuse those who […]
After the birth of your first child, it’s not long before you start looking forward to the many landmark moments that come with raising a family: baby’s first steps, first day of school, first date, […]
Credit card debt isn’t the only factor affecting your credit score. Medical collections can lower your credit score by as much as 100 points and play a big part in determining your interest rate on […]
Many consumers are unaware that they have options when it comes to financing a new car. But is it smarter to finance through the bank, or right through the dealership?
As host of the Money […]
If you put less than 20 percent down on your home, most mortgage lenders will require you to pay for private mortgage insurance, or PMI. The lower your down payment, the higher your probability of […]
Credit limit increases are not given by credit card companies lightly. They are a deliberate decision made based on a history of making your payments on time. If a company feels a credit increase would […]
Closing on a new home can be one of the most exciting times of your life. So exciting, in fact, that it’s not hard for people to get wrapped up in the moment and forget […]
Most big decisions in your life involve — and even depend on — your credit score. The rates on your car loan, mortgage, and new credit card all depend on this number. However, […]
The act of borrowing money always comes with an interest rate. Whether it’s getting a mortgage, applying for a student loan, or participating in a small monetary transaction involving your credit card, interest rates are […]