Personal Finance

Credit Report Dispute: Your Guide to Winning

August 12th, 2015|

Although there is no guaranteed way to win a credit report dispute, understanding the process may help your odds when you go into battle. Fortunately for consumers, the credit card system functions fairly well. You’ll meet more people who have never had a credit card issue then those who have. In the case that you […]

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The Right Way to Shop for Saving Money

August 10th, 2015|

So lets dive into a rule here. The Saving Thousands Rules are all about helping you save money and being an empowered consumer, right? Lets talk about how we can put that into practice.
Rule number one is something that everyone can use almost daily. For those who are not as familiar with the rules as […]

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Smart Investing: Best Investment Plan For Your First $1,000

August 7th, 2015|

Saving thousands is a big deal. Investing for the first time is an even bigger one. A good way to to look at it is that most successful investors started right where you are today. They finally reached the one-thousand dollar milestone and didn’t know what to do next. However, what they did know, was […]

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Millennial’s Credit Scores Rank Last: 5 Ways to Fix It

August 6th, 2015|

For millennials who may be new to managing credit and financial activities, protecting a credit score might not seem like a big deal until it comes time to borrow money, buy a car, or even buy a house. Good credit is a huge factor in whether you’ll be able to get future mortgages, car loans […]

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FICO Score: The Only One The Matters?

August 6th, 2015|

Whether you know it or not- you have a FICO score. A FICO score, which was invented by the Fair Isaac Corporation, is the statistical probability of your likeliness to pay back a loan. Scores are based solely on information in consumer credit reports and is the most widely used credit score by top lenders […]

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Bad Financial Habits That are Hurting Your Kids

July 28th, 2015|

Robert Palmer on why parents should talk money with their kids:

 

In the age of technology, it is easy for parents to be disconnected from their children in certain areas of life. Our kids are learning important life lessons through social media, television, music and much more. And honestly, we are letting that happen. If we […]

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Don’t Carry a Debit Card

July 28th, 2015|

What to expect in today’s show of Saving Thousands with Robert Palmer:
Rule Recap
Robert Palmer reviews the rules for listeners to make sure they are following along so they can be an empowered consumer. Robert created these rules so you no longer have to be a financial zombie. You can take control of your finances and […]

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0% Financing: The Truth You Need to Hear

July 24th, 2015|

It is a tricky move. You see it all the time from companies big to small, 0% Financing! They throw it in your face as if to tell you, “you are an idiot if you don’t take advantage of these savings.” It is hard not to feel that way too. You begin to doubt that […]

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Don’t Get Hit With Bank Fees

July 20th, 2015|

Reports from the National Public Interest Research Group have indicated that banks are charging more monthly fees than ever before. The average checking account charge for a customer is 190 dollars per year. Whether you’re paying a high monthly service fee or an outrageous ATM withdrawal fee, we’ve got the tips to avoid bank tricks.

 
Robert […]

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To Shred or Not to Shred: Life Span of All Financial Statements

July 20th, 2015|

There are many reasons why you should keep track of important financial documents. Take for example, a situation where you need to meet a financial advisor after a home flood. According to the Consumer Reports National Research Center, only 40% of Americans think they can find a document at a moment’s notice. Knowing where your […]

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